finances-report - Claude MCP Skill

# finances-report

Generate financial analytics from the local ledger.

## Terminal Report (default)

```bash
cd ~/Documents/finances && uv run python scripts/report.py
```

Sections: Net Worth (with 30d/90d/1y deltas), Asset Allocation, Liabilities (APR +
monthly interest), Cash Flow (last 30 days + top categories), Bitcoin detail + sparkline.

Single section:
```bash
uv run python scripts/report.py --section networth
uv run python scripts/report.py --section liabilities
uv run python scripts/report.py --section cashflow
```

## HTML Dashboard

```bash
cd ~/Documents/finances && uv run python scripts/report.py --html
```

Opens `reports/dashboard-YYYY-MM-DD.html` — interactive plotly charts:
- Net worth over time (USD + BTC dual axis)
- Asset allocation over time (stacked area)
- Monthly cash flow (income vs spending bars)
- Liability balances over time
- BTC price history

## Data Sources

- `data/snapshots.jsonl` — net worth history (175+ entries back to 2022)
- `data/transactions/copilot.jsonl` — 10K+ transactions for cash flow analysis
- `data/prices/*.jsonl` — BTC/gold/silver price history
- `data/liabilities.jsonl` — liability history with APRs